Category: Personal Finance

Personal Finance

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Ninja Loans

NINJA loans, or No Income, No Job or Assets loans are given to students to attend colleges they would otherwise not be able to afford. Some economists believe the next bubble is being created by the growing amount of student debt and the real possibility that a large portion of these loans will default...

Personal Finance

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Ninja Loans

NINJA loans, or No Income, No Job or Assets loans are given to students to attend colleges they would otherwise not be able to afford. Some economists believe the next bubble is being created by the growing amount of student debt and the real possibility that a large portion of these loans will default...

Personal Finance

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Ninja Loans

NINJA loans, or No Income, No Job or Assets loans are given to students to attend colleges they would otherwise not be able to afford. Some economists believe the next bubble is being created by the growing amount of student debt and the real possibility that a large portion of these loans will default...

CAPS

On Average, small and mid capitalization or CAP companies, have outperformed large CAP companies over the last fifteen years. What exactly does this mean? The capitalization is calculated by multiplying the price of one share of stock by the number of shares outstanding. This is the total current value of the company…

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Ninja Loans

NINJA loans, or No Income, No Job or Assets loans are given to students to attend colleges they would otherwise not be able to afford. Some economists believe the next bubble is being created by the growing amount of student debt and the real possibility that a large portion of these loans will default…

Read More

How to Find your Financial Advisor

The Financial Advisor’s job is to identify your needs and goals and guide you to them with as little risk as possible. Financial Advisors should be able to share with you a value statement, which could be as follows: “My job is to help you realize your financial dreams, while helping you avoid pitfalls you never even knew existed…”

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What is a TAP 529 Investment Plan?

The TAP 529 Investment Plan allows you to invest nine professionally managed mutual fund portfolios based on one of three factors: age, tolerance for investment risk, and preference for socially responsible investing. The investment plan options are all very different, and are structured to meet specific investment needs…

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What is Convertible Preferred Stock?

All preferred stock dividends must be paid before any dividends on the common stock can be paid, hence the term preferred. Convertible Preferred Stock is preferred stock that can be converted, at a predetermined rate, into a company’s common stock. A convertible preferred stock owner receives…

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